Yes, LASIK eye surgery with insurance in India is usually not covered under standard health insurance policies, as it is considered an elective or cosmetic procedure rather than a medical necessity. Most insurers classify LASIK as vision correction surgery for convenience rather than treatment of a disease.
However, there are some exceptions:
If LASIK is recommended by a doctor due to a medical condition (like extreme refractive error, corneal issues, or post-accident vision problems), some insurance companies may provide partial or full coverage.
A few premium health insurance plans and corporate group policies may include LASIK eye surgery with insurance benefits.
Tax-saving health policies under Section 80D might allow you to claim expenses if LASIK is covered in your plan.
👉 If you are planning for LASIK, it’s best to check with your insurance provider beforehand and confirm whether your policy includes LASIK eye surgery with insurance coverage.
