Question

How can I upgrade my SBI Rupay Debit Card to an SBI Visa Debit Card online?

Answer 1

Updated on 27-10-2023.

You will need to apply for a new SBI Visa Debit Card. As it is not possible to upgrade the existing SBI Rupay Card.

To apply for a new SBI Visa Debit Card online, you can follow these steps:

1. Visit the SBI website and access your internet banking account by logging in.
2. Click on the "Cards" tab and then click on the "Apply for New Card" option.
3. Select the type of Visa Debit Card you want to apply for.
4. Enter your personal details and contact information.
5. Examine your application and select the "Submit" button when you're ready.

Once you have submitted your application, SBI will review it and process it. If your application is approved, you will receive your new SBI Visa Debit Card within 7-10 working days.

In the meantime, you can continue to use your SBI RuPay Debit Card until you receive your new Visa Debit Card.

After receiving the new card, activate it and block the old one by using either net banking or the Yono mobile app.

To activate your newly received SBI Visa card online, you can follow these steps:

1. Navigate to the SBI website and sign in to your online banking account.
2. Select the "Cards" tab, followed by choosing the "Activate New Card" option.
3. Select the type of Visa Debit Card you want to activate.
4. Enter your debit card number, CVV code, and expiry date.
5. Create a PIN for your debit card.
6. Review your details and click on the "Activate" button.

Your SBI Visa card will be activated immediately. You will then be able to use it to make transactions online and offline.

There are three ways to block your old SBI debit card:

1. Online:

1. Head over to the SBI website and access your internet banking account by signing in
2. Click on the "Cards" tab and then click on the "Block Debit Card" option.
3. Select the debit card you want to block and enter the reason for blocking.
4. Review your request and click on the "Confirm" button.

2. Mobile Banking:

1. Download and install the SBI mobile banking app (Yono) on your smartphone.
2. Log in to the app and click on the "Cards" tab.
3. Select the debit card you want to block and click on the "Block Debit Card" option.
4. Enter the reason for blocking and click on the "Confirm" button.

3. Customer Care:

You can also call the SBI customer care number at 1800 11 2211 or 1800 425 3800 to block your debit card.

Once you have blocked your debit card, it will be deactivated immediately. You will not be able to use the card to make any transactions. If you have any outstanding payments on the card, you will still be liable to pay them.

To unblock your debit card, you can visit your nearest SBI branch or call the customer care number.

Here are some tips for blocking your old SBI debit card:

• Make sure you have your debit card number and CVV code on hand before you block your card.
• If you are blocking your card online or through the mobile banking app, make sure you have a strong internet connection.
• If you are blocking your card over the phone, be prepared to answer some security questions.
• You should also change your internet banking and mobile banking passwords after you block your card.

** Before using the SBI Online Website and YONO App, read this Safety Message carefully:

State Bank of India (SBI) is one of the largest banks in the world, and its online website and YONO mobile app are used by millions of people every day. However, like any online platform, there are risks associated with using them. Here are some safety tips to help you protect yourself when using the SBI online website and YONO app:

• Use strong passwords and keep them confidential. Your passwords must consist of a minimum of 12 characters and should contain a combination of both uppercase and lowercase letters, numbers, and symbols. Avoid sharing your passwords with others and make it a habit to change them regularly.
• Be careful about what links you click on. Phishing emails and websites are designed to trick you into revealing your personal information, such as your passwords and credit card numbers. Be careful about what links you click on, especially in emails and on social media.
• Keep your software up to date. Make sure that your operating system, browser, SBI online website, and YONO app are always up to date. Frequently, software updates incorporate security fixes that can enhance your protection against identified weaknesses.
• Only use secure internet connections. Avoid using public Wi-Fi networks when accessing your SBI online account or YONO app. If you must use public Wi-Fi, use a VPN (virtual private network) to encrypt your traffic.
• Be aware of common scams. There are a number of common scams that target online banking users. Stay vigilant against these fraudulent schemes and implement measures to safeguard yourself. For example, never give out your personal information or OTP (one-time password) to anyone, even if they claim to be from SBI.

If you suspect that your SBI online account or YONO app has been compromised, contact SBI customer care immediately.

Here are some additional tips for using the SBI online website and YONO app safely:

• Enable two-factor authentication (2FA) 2FA adds an extra layer of security to your account by requiring you to enter a code from your phone in addition to your password when you log in.
• Monitor your account activity regularly. Review your account statements and transaction history regularly to look for any unauthorized activity.
• Report any suspicious activity immediately. If you notice any suspicious activity on your account, contact SBI customer care immediately.

By following these tips, you can help protect yourself and your money when using the SBI online website and YONO app.

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Answer 2

You cannot upgrade your SBI RuPay Debit Card to an SBI Visa Debit Card online. RuPay and Visa operate as distinct payment card networks, and transitioning between the two is not feasible. You will need to apply for a new Visa Debit Card with SBI.

You can apply for a new SBI Visa Debit Card online by logging in to your internet banking account and clicking on the "Cards" tab. Then, select the "Apply for New Card" option and select the type of Visa Debit Card you want to apply for. Enter your personal details and contact information, review your application, and click on the "Submit" button. Once your application is approved, you will receive your new SBI Visa Debit Card within 7-10 working days.

To upgrade your SBI Rupay Debit Card to an SBI Visa Debit Card offline, you can visit your nearest SBI branch. You should hold the subsequent documents:

• Your SBI Rupay Debit Card
• A valid government-issued ID proof, such as your PAN card or Aadhaar card
• A recent passport-size photo
• A completed SBI Visa Debit Card application form

Once you have reached the branch, submit the required documents to a bank representative. They will process your application and issue you a new SBI Visa Debit Card within 7-10 working days.

Here is a brief overview of the offline process:

1. Visit your nearest SBI branch.
2. Provide the necessary documents to a bank agent.
3. Complete an SBI Visa Debit Card application form.
4. Receive your new SBI Visa Debit Card within 7-10 working days.