An independent medical examination is a toll that insurance carriers use to examine an insurance company’s client after an accident. The most basic purpose behind this exam is to have a non-bias review of a plaintiff’s medical condition after an accident. This is used as a way to verify that any reported injuries are authentic and that the injuries are accurate to the extent of the described physical, emotional, and mental damage caused by the accident.
It is crucial to keep in mind that this test is conducted by a physician that is hired by your insurance provider and serves the purpose of determining how and how much your insurance agency has to pay. It may be wise to videotape these examinations, as there are often some discrepancies found during the reporting of these exams. By videotaping the exam, you can ensure that all of the information will remain accurate and serve its purpose correctly.
To learn more about how a personal injury lawyer can protect you during this process, visit the Pacific Attorney Group.