How does the interest payout work on Bajaj Finance FDs, and what options are available?
Bajaj Finance offers two types of payout options for Fixed Deposits—Cumulative and Non-Cumulative. In the cumulative option, the interest is compounded and paid out at maturity along with the principal, which is ideal for long-term investors aiming for higher returns. In contrast, the non-cumulative option allows investors to receive interest at regular intervals—monthly, quarterly, half-yearly, or yearly—depending on their chosen plan. This is suitable for those who need a steady income stream. The interest rates vary based on tenure and frequency of payout, with cumulative options generally offering slightly higher effective yields. Investors can calculate their potential returns using the online FD calculator available on the Bajaj Finance website. The flexibility in payout makes it easier for different types of investors to plan according to their financial needs and goals.
You can find more details on the event at this link:
https://easysavemoney.com/bajaj-finance-fd-top-investment-options-2025/