1. Trade Credit (30/60/90 Days):
This is the most common model. One party supplies goods/services on credit and allows payment after 30, 60, or 90 days. It builds trust and improves cash flow, especially if you're working with large orders.
2. Invoice Financing / Factoring:
SMEs can sell their unpaid invoices to a financing company and get instant cash. It keeps operations moving while buyers take time to pay.
3. Leasing & Equipment Financing:
Useful in manufacturing or packaging sectors. If a B2B client needs machines (e.g., packaging lines), companies like V.K. Engineering often support partnerships through finance tie-ups or leasing options.
4. Revenue-Based Financing (RBF):
Some modern B2B setups use revenue-based finance where repayment is linked to monthly income. It’s flexible and performance-linked.
5. Escrow-Based Payments:
When you're working with unknown global partners, escrow payments ensure protection on both sides payment is released only after product/service confirmation.
Platforms like Pepagora are making these models easier to access by connecting verified buyers and sellers and often support documentation or trade compliance too. Especially if you're working cross-border, having a structured B2B marketplace helps reduce friction and builds financial trust.
